Re: BTBAB - Beat the Bailiffs and Banks - worse than GOODF
Posted: Sat Aug 27, 2016 9:06 pm
Yeah, that seems problematic. No one involved in making or enforcing laws should be in a position to benefit from there being more lawbreaking.
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I wouldn't use the world "problematic"... "Bullshit" perhaps but not "problematic".grixit wrote:Yeah, that seems problematic.
With Nadine and all the admin team enjoying their fun day out in a wet field yesterday, it was left to others to help a 'vulnerable' debtor deal with an unexpected visit from a bailiff who gained entry into the property (the door had been left open). He was collecting arrears of council tax.Firthy2002 wrote:In a weird way I miss BTBAB. Mostly because of the shenanigans and laughably bad advice.
To be fair some of the advice given on that post was actually quite sensible, IE do not ignore and set up a repayment plan. It was also actually refreshing to see people being allowed to post without the bickering Nadine and Carl cause on every occasion. Once Nadine is back in the saddle some of those posts are going to be removed along with the poor unfortunates that dared to post them. Pay money you owe- how dare you suggest that.Bungle wrote:With Nadine and all the admin team enjoying their fun day out in a wet field yesterday, it was left to others to help a 'vulnerable' debtor deal with an unexpected visit from a bailiff who gained entry into the property (the door had been left open). He was collecting arrears of council tax.Firthy2002 wrote:In a weird way I miss BTBAB. Mostly because of the shenanigans and laughably bad advice.
It was bloody hilarious. Not one of them had a clue. In a two hour period, nearly 900 posts. One minute the lady was being told to call the police and report trespass and the next minute, not to call the police as they will take the side of the bailiff.
She mentioned that she has Fibromyalgia....that was it, they were off.......VULNERABLE HOUSEHOLD.
The lot of them were running around like headless chickens. "What medication are your on".... "Show him your repeat prescription". It all went a bit quiet when it was revealed that she takes over the counter pain relief and she is employed.
The common theme was to get her to taunt the bailiff by filming him and to ensure that she didn't pay a penny or sign any documents.
As it happens i fully agree, Bailiff fees it is apparent are extortionate. I am in the fortunate position though where i have never had to fend a bailiff off. Repayment plan with the original debtor before it gets to the bailiff stage or once it gets sent back. I certainly would not be advising paying what the bailiff wants but as i said i would never let it get to the bailiff stage.Tuco wrote:Oh don't say that FFS.
Bungle likes to think that she's the only person on the internet who can give good advice on bailiff issues.
The fact of the matter is that people in debt are being hammered by rogue bailiffs on a daily basis, driven by commission based contracts that sees them in a situation whereby the more the debtor is charged, the more the bailiff earns.
Bungles advice is invariably to tell the debtor to pay, regardless of whether the fees are due or not.
I afford you your opinion of course, I would not be posting on this forum if diverse opinion was not allowed. Maybe we got off on the wrong foot because Bungle aside you make some very good points. Like NYGman says though a lot of the pain could be be avoided if people faced up to reality before it reaches the bailiff stage. Like it or not though Tuco there is a hard core within BTBATB that is quite happy to try and grab what they can for free. Nadines banning of people who disagreed with Benefit Fraud is is just one example. Chrissy Morrisy's screams of vulnerable household for every situation is also not helping anyone, his bullying tactics are not helping the genuine vulnerable cases. Carl Cunningham has to put his bong down just long enough to advise someone to fight the system. BTBATB like CA3 is infested with anti-establishment sov cits who are happy to use others to forward their cause. I like you obviously have, have genuine concerns about how bailiffs are allowed to operate in the UK. Yes it needs sorting but not by the likes of Nadine Potter or Carl Cunningham, they are causing far more harm than good.Tuco wrote:You do realise that many bailiff issues arise from CCJ's amounting to many thousands of pounds? It's not all £195 council tax arrears or £202 PCN debts you know?
Whereas you may be fortunate enough to have 5 grand in your back pocket, I can assure you that many others don't. Bailiffs are charging debtors over £2,000 for one visit in these cases, on top of what is owed. The situation in these cases is worse now than it has ever been, yet nobody is doing anything about it.
You may well think my spat with Bungle is childish-I can assure you it is not. She is causing severe harm to genuine debtors all in order to fuel her campaign against a business rival. She is equally as dangerous as BTAB in my opinion.
I have not stated that Bungle is not allowed her opinion. I would however ask you to afford me mine.
I 100% agree. By the same token, bailiffs are generally acting on behalf of the courts or the Government. They above everyone should act inside the law. Sadly they do not.NYGman wrote:It just seems in many of these posts, videos, etc the Bailiffs are only there after all legitimate attempts to collect valid debts have failed. The easiest way to avoid a Bailiffs visit is to net get to that point. That would avoid all the extra fees. Bailiffs don't work for free, and they shouldn't have to.
That looks outrageous - do you have any evidence?Tuco wrote: Bailiffs are charging debtors over £2,000 for one visit in these cases, on top of what is owed.
Yes, I do. The bailiffs are clearly working on a commission. Many judgement debts are now being passed up to High Court enforcement by creditors (which is their right). The fee scale is entirely different for this type of enforcement. It is as follows:Pox wrote:That looks outrageous - do you have any evidence?Tuco wrote: Bailiffs are charging debtors over £2,000 for one visit in these cases, on top of what is owed.
Bungle is not averse to grabbing what she can for free either. Unfortunately for her, just as her signature proclaims, she failed as well and ended up with her name in several newspapers. Moral of the story-Bob Dylan was wrong, it doesn't pay to live outside the law.Skeleton wrote:I afford you your opinion of course, I would not be posting on this forum if diverse opinion was not allowed. Maybe we got off on the wrong foot because Bungle aside you make some very good points. Like NYGman says though a lot of the pain could be be avoided if people faced up to reality before it reaches the bailiff stage. Like it or not though Tuco there is a hard core within BTBATB that is quite happy to try and grab what they can for free. Nadines banning of people who disagreed with Benefit Fraud is is just one example. Chrissy Morrisy's screams of vulnerable household for every situation is also not helping anyone, his bullying tactics are not helping the genuine vulnerable cases. Carl Cunningham has to put his bong down just long enough to advise someone to fight the system. BTBATB like CA3 is infested with anti-establishment sov cits who are happy to use others to forward their cause. I like you obviously have, have genuine concerns about how bailiffs are allowed to operate in the UK. Yes it needs sorting but not by the likes of Nadine Potter or Carl Cunningham, they are causing far more harm than good.Tuco wrote:You do realise that many bailiff issues arise from CCJ's amounting to many thousands of pounds? It's not all £195 council tax arrears or £202 PCN debts you know?
Whereas you may be fortunate enough to have 5 grand in your back pocket, I can assure you that many others don't. Bailiffs are charging debtors over £2,000 for one visit in these cases, on top of what is owed. The situation in these cases is worse now than it has ever been, yet nobody is doing anything about it.
You may well think my spat with Bungle is childish-I can assure you it is not. She is causing severe harm to genuine debtors all in order to fuel her campaign against a business rival. She is equally as dangerous as BTAB in my opinion.
I have not stated that Bungle is not allowed her opinion. I would however ask you to afford me mine.
I am guessing that you are referring to one particular case here?Tuco wrote:Pox wrote:That looks outrageous - do you have any evidence?Tuco wrote: Bailiffs are charging debtors over £2,000 for one visit in these cases, on top of what is owed.
Compliance fee £75.00
1st enforcement fee £190.00 (plus 7'5% of any figure above £1,000)
2nd enforcement fee £495.00
Sale/disposal fee £525.00 (plus 7.5% of any figure above £1,000)
A bailiff who calls for a debt of £5,000 and collects payment should charge:
Compliance fee £75.00
1st enforcement fee £190.00
7.5% of £4,000 £300.00
TOTAL £565.00
They are actually charging:
Compliance fee £75.00
1st enforcement fee £190.00
7.5% of £4,000 £300.00
2nd enforcement fee £495.00
Sale/disposal fee 525.00
7.5% of £4,000 £300.00
TOTAL £1,885.00
£1,885 plus VAT (20% additional tax) is a scandalous fee for making two collection visits, unless a helicopter is actually necessary. £565 would be the higher end of reasonable, to put it politely.Tuco wrote:You are guessing wrong.
I am referring to EVERY SINGLE CASE that I see involving one particular High court Enforcement Agency.
Many other agencies charge the second enforcement fee when only the first should have been implemented.
They charge it for one visit, not two.Hercule Parrot wrote:£1,885 plus VAT (20% additional tax) is a scandalous fee for making two collection visits, unless a helicopter is actually necessary. £565 would be the higher end of reasonable, to put it politely.Tuco wrote:You are guessing wrong.
I am referring to EVERY SINGLE CASE that I see involving one particular High court Enforcement Agency.
Many other agencies charge the second enforcement fee when only the first should have been implemented.