They are, at least, a gateway to scammers. They introduce ordinary people to the idea that you can get out of debt free, and to freedman techniques. They promote and overlap with for-profit scams like WeRe Bank. They lie about their success rate. Their "free" advice ends up being very costly to those who follow it.ForumWars wrote: I'm not sure they could be considered scammers though, not if they don't charge for their services. I don't think they do, they only ask for donations.
I think we agree that they are a Very Bad Thing, and that it's sad that the current legal environment is conducive to their existence.