Deep Knight wrote:
“A friend of mine just shared this with me: She has a neighbor who works for State Employees Credit Union in Raleigh, NC… she asked her if she knew the banks and governments had been foreclosed on? She said, “yes”. Then, my friend asked what they were doing about it. She said, “business as usual until otherwise notified.” This is why we need to continue to DO!!!!! Individuals are being USED in the system as usual. However, I hope this gives you peace in knowing that what has happened is TRUTH!”
The OPPT success stories are where they really show they have no idea whats going on. I actually bank with this credit union (irony), and the employees are all very well versed on the differences between a bank and a credit union (whoops, looks like OPPT forgot to foreclose on the credit unions!). So this conversation either never happened or if it did happen the employee didn't understand the question. I have noticed two categories of OPPT failures, er I mean, success stories:
(1)
Spinning failures as successes: This is my favorite because its bizarre. These people are so deep in to this stuff that even when what they are reporting could in NO WAY BE CONSTRUED AS A SUCCESS, they still claim using the courtesy notice did something unusual.
Spinning failures as successes example:
"....I haven’t filed a federal income tax return for about 7 years and they have never confiscated one red cent from me.Well, I received one of those computer generated letters about a month and a half ago and promptly responded emphatically rejecting their offer to contract, as I always do, along with an OPPT Courtesy Notice. Within 2 weeks I received a reply saying that they were transferring all account records and that correspondence to an office in Ohio and I would not be hearing from that office again. I’ve been having one victory after another with them over the last 7 or 8 years and even forced them to give me back nearly $30,000 of previously withheld earnings a couple of years ago but this was a new response that I have never experienced with such a correspondence so chalk up another Victory for the freeman."
What? So the IRS, whom you've been tax dodging after apparently filing for a fraudulent refund 7 or 8 years ago, sent you a form letter and the OPPT believer sends a courtesy notice in response. IRS then sends a reply stating they were transferring management of the tax dodgers case to a separate office (isn't the one in Ohio the one that specializes dealing with tax dodgers?). How in the world in this a victory?
(2)
"Success" because they refuse to read what the response letters they get actually say: Sometimes the OPPT deadbeats are trying to get out of bills that are comparatively small and apparently with debt collectors small enough that if they see a pseudo-legal gibberish document they just assume the person has legal representation (not actually understanding the document is BS) and drop the case as its not worth going after them for the amount.
Ignorant debt collectors or small debt amount success example:
"Out of the blue I received a collection notice from a third or fourth party debt collector (you know the ones who buy debt from banks etc). Since the letter was not signed (are they ever?) I did some searching on the web and found the CEO and CFO for this corporation (Portfolio Recovery Assoc, LLC in Norfolk VA). I sent both entities a Courtesy Notice. Fourteen days later I received another unsigned post stating that their investigation is complete and my account has been closed. I consider this a win."
Assuming this is true, it looks like the persons debt was passed to a collector who then charged it off after receiving the legal gibberish. But this really isn't a win - its not like the debt went away, and it will still be on the credit report for 7 years. Only thing that happened was that the debt collector determined the deadbeat's debt was not enough to want to deal with them. They could have done this without ever using the courtesy notice.
