From their FAQ page.
Frequently Asked Questions (FAQ)
Who is Destiny’s Partners, Inc. and how do I know that you are for real?
Even though we have been around for a couple of years now, we would be greatly surprised if you had heard of us. There are several reasons for this.
I'll bet there are!
First, due to the nature of our program and where we fall within the guidelines of the SEC, we are not allowed to advertise, so the only way that anyone finds out about us is by word of mouth.
do tell...
Second, another stipulation by the SEC allows us to only have a limited number of participants in our program at any given time.
I believe that number to be Zero
Therefore we are very selective about who we approach as potential participants.
Must score 8.5 or better on the Gullibility and Greed Index
Third, we are looking for the seasoned, savvy, knowledgeable investors who know that there is something out there beyond the stock market, mutual funds, options and real estate and they understand and appreciate what it is that we have to offer.
See above
What exactly is it you are offering?
We have a very simple, straightforward program that allows individuals to participate at a level that was previously available only to very wealthy individuals or well funded institutional investors. We have several options that all offer double-digit returns on 3 month, 4 month, 6 month and 1 year contracts.
What type of program are you talking about?
Oh! Oh! Let me guess! Is it Fraud?
They are known as PPTP’s, or Private Placement Trading Platforms (as they grow in popularity they are being referred to simply as Private Placements). There are many types of PPTP’s out there. Most are for a short term and for a specific purpose such as:
-A company may decide to sell some of their debt equity in order to raise capital or offer a percentage of their company to private investors, again to raise capital.
-Some are used specifically to raise large amounts of cash for charities and humanitarian endeavors.
These programs are growing in popularity because they allow for the raising of capital without the tedious, time consuming, drawn out procedure required by the SEC to do an IPO (Initial Public Offering) or stock offering.
Which type does DP employ and how do you make money?
Ours is yet another type of Private Placement, that is multi-faceted and, unlike most of the others, it is ongoing. Our primary vehicle employs cash management activities into the billions of dollars.
Gosh Darn it...Right again!
How can you offer such great returns when no one else does?
Offer and Pay are two dramatically different things.
We don’t know why banks, some dividend paying stocks and other forms of investments pay so little relative to our offering. But you really should ask yourself some questions:
Why are there so many banks?
How can brokerage companies afford to advertise incessantly on television and cable?
Why do the rich get richer, and poor, get poorer?
Indeed, the bankers/investment houses are making a lot of money, off of your money.
Yawn...you're losing me, get back to the good stuff please
Is my investment guaranteed?
Oh! This should be good.
If you’ve bought as few as ten shares of stock, you should know that the word “investment” and “guarantee” cannot be mentioned in the same sentence. This goes for everyone, even the mega traders like Merrill Lynch, Scottrade, Ameritrade, etc.. Every time you make an investment you must acknowledge that you understand the inherent risks in investing, up to and including the loss of your entire investment.
bolding added for clarity
Please ask the person that introduced this program to you, and who has experience with how the program works for more details.
Please ask them to go away and never talk to you again.
Are you registered with the SEC?
Due to the way that our company is structured and due also to the fact that we do not offer or sell any stocks or commodities or make any such offerings we have been advised by council and the SEC not to register with them. It would mean mounds and mounds of unnecessary paperwork and regulations that would gain us nothing. This, by the way, is primarily why Private Placements have become so popular. Please visit our website and look under News and Events on our home page, to check out the articles on Bloomberg.com which explain this even further.
Well at least they're honest when they say they're not selling any stocks or commodities
Do I have access to my investment?
Yeah, sure...you're money is safe with us...
Think of it as a CD at your bank. But, unlike the bank, we offer options that allow you to have either quarterly, semi-annual or annual payouts on your returns. Your initial investment (principle and profit) will be returned at the end of your chosen contract period.
Or, think of it as taking your money and flushing it down the toilet.
Do I have to take all of my money out at the end of the year?
All contracts will be closed out at the end of said contract, but there are situations, with prior approval and detailed documentation, where monies may be rolled over from one year to the next as if a new contract had been instituted with every annual anniversary.
With us, you never have to worry about getting your money back.
How do I put my money in and how to I get it back?
We accept either personal checks, cashiers checks or wire transfers. No cash or untraceable form of currency will be accepted. Payouts will be made either by wire transfer directly into your account or by check.
They don't accept cash? I am shocked. Shocked!. How about Liberty Dollars?
Am I responsible for taxes due on my gains?
Yes, you will receive a 1099 at the end of each calendar year for all payouts during the affected period.
...but I wouldn't worry about it too many gains.